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Fred Gruber   (#4)   

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Westlake Village, CA
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First Rate Financial Group
Certified Mortgage Planning Specialist
3027 Townsgate Road, Suite 110

Westlake Village, CA  

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Mission Statement:      

To assist my clients with sound financial strategies to secure appropriate financing and strengthen their financial futures.


Fred Gruber has over 40 years experience in the business community.  Using his excellent financial and analytical skills, he develops financial models and tools to present complicated concepts in simple terms.  Fred has provided thousands of mortgages for a variety of clients and scenarios; from simple to complex qualifying situations. 

Fred’s focus in educating clients is forefront; with guidance as the cornerstone of a practice that assists homeowners and buyers.  Fred will present multiple options to make sure the borrower has an opportunity to make the best decision in selecting an appropriate strategy for financing their home.  Fred uses a deep understanding of lending guidelines to uncover obscure options for borrowers, rarely leaving a stone un-turned in the most complicated of situations.

Following a referral based business model, Fred recognizes that every transaction has two clients:  the borrower and the referring party.  Developing lifelong clients who become friends as well underscores his commitment to helping people achieve their goals.

First Rate Financial Group is a Mortgage Broker with offices  in Westlake Village, California, located in the heart of the Conejo Valley Business District.  From its inception in 1989, First Rate Financial Group has become well known for its service, integrity and experienced loan consultants.   First Rate looks to expand on the programs and service we have been known for through relationships with many new lending sources now available in the mortgage lending environment..

For over 25 years, First Rate Financial Group has proudly assisted our clients in achieving the dream of home-ownership.  
As we look to the future, we strive to become the lender of choice for real estate professionals through our commitment to provide unparalleled customer service and quality mortgage products. In order to gain and keep the trust of our referral partners, we make it a priority to hire the industry’s best talent. Our culture is built on pursuing excellence – the First Rate professional has a desire to be the best, to keep improving. We all have a responsibility to make our origination team successful, and each department takes their responsibility to heart.

Contact Information:

Fred Gruber,CMPS
Certified Mortgage Planning Specialist
Director / Principal / Broker

First Rate Financial Group

3027 Townsgate Road, Suite 110

Westlake Village, CA 91361


Fred Gruber License:                          NMLS #256707, CA-DRE #01455710
First Rate Financial Group License:   NMLS #1777223, CA-DRE #02075839

Direct Phone:  (800) 620-8802

Secure Fax:      (818) 475-5230